Innovation is meaningless without implementation. 


Change Is Inevitable

Should You Build, Buy or Collaborate?

In all industries the pace of change has become relentless. Businesses everywhere are seeking the right partners to support their evolution. If in the past the list of suitable partners was short and well-defined, today businesses face many more choices than ever before.

Pacemakers was created to professionalise the process through which businesses identify and engage with the best firms to collaborate, partner or acquire.

We provide our clients with the confidence of knowing that their decisions are well-informed, based on high quality ad-hoc research and supported by the experience of real change practitioners.





Our Process

The Pacemakers 5 Steps


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We begin with in-depth interviews with stakeholders to identify the characteristics of the end goal. Understanding our clients’ objectives, circumstances and experience enables us to identify which set of skills are required to deliver the best outcome.



We build a custom taxonomy of the relevant ecosystem based on our clients’ requirements, providing a real whole-of-market perspective when making decisions.



We build a clear evaluation framework that is based on a real understanding of the ecosystem the potential partners’ operates in. This also allows us to evaluate viable alternatives with a whole-of-market perspective.



We provide our clients with detailed profiles of the partners most suited to their need. We then support our clients to engage with the selected partners to select the ideal partner with the awareness that their decision is a whole-of-market perspective.



At the end of the journey, we leverage our personal experience to help our client and the ideal partner they have select build, launch and grow viable, sustainable innovation.




Core Principles

We base our offering on four pillars…


Personalised Approach

The ideal partner is one that offers the best fit with our clients’ requirements. We use client-specific taxonomies  to categorise any digital FS ecosystem, to ensure the selected providers are those with the best possible fit.

Whole of Market view

We evaluate providers of digital solutions worldwide and offer a whole-of-market view of emerging technologies. We know that sometimes the right partner is a start-up, sometimes it’s a global multinational.  

Real Track Record

Our team has done it before. We have proven track records in delivering large scale digital transformation. We are not just consultants we have built things. And we have the scars to prove it. 

Independent Advice

We do not have our own digital solutions to push. Our only objective is to enable our clients to find the best partner for the task at hand. Our arms length approach guarantees our independence.



Our Perspective

We Have Strong Opinions…


Unlike many other advisors we have opinions. And we like these to be challenged - so we often write articles and speak publicly.


Is the EU the FinTech Superpower?

FinTech Vs Commercial & Investment Banking

Are Bank & FinTech Actually Best Friends?

Is Big Tech The Next Challenger Bank?

Digital transformation in banking

Is it a mission impossible?

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Mentions and Comments

In The Press


Britain's Monzo banking app is coming to America


Monzo, Starling and Revolut hunt for older, more diverse, customers


傳統銀行怎麼跟敏捷的 FinTech 打?打不贏就合作吧!


Confirmed: London FinTech Curve raises $10M Series A


"한국 금융, 규제 빼고는 혁신 일어날 요소 모두 갖춰"


Is the Banking Industry Living on Borrowed Time?




Our Engagements

Some Of Our Most Recent Clients…

Change is the law of life and those who look only to the past or present are certain to miss the future.
— John F. Kennedy